Terms Of Use

Actuaria TERMS OF USE

THESE TERMS OF USE CONSTITUTE A BINDING LEGAL AGREEMENT AND GOVERN THE USE OF THE Actuaria.com WEBSITE.


ACCEPTANCE OF THIS AGREEMENT

Your access to and use of Actuaria's website ("the website") is subject exclusively to these Terms and Conditions. You will not use the website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the website you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the website.


CREDIT CARD OR DIRECT DEBIT

By providing your credit card information, you hereby authorize Actuaria to charge the credit card for the amount indicated in this web form. You certify that you are an authorized user of this credit card and that you will not dispute the payment with your credit card company, so long as the transaction corresponds to the terms indicated in this web form. You also assure Actuaria that: (a) all charge card or credit card information supplied is true, correct and complete (b) you are duly authorized to use the charge card or credit card for that purpose (c) the charge will be honored by your credit card company.

You hereby acknowledge that all sales made via the website are final unless fraudulent use of the card is proven. All transactions involving the use of credit cards made via the website are securely handled by our payment gateway providers ("Stripe", “Paypal”). These transactions are subjected to their credit card processing terms and conditions.


LEGAL ADVICE

The contents of Actuaria's website do not constitute advice and should not be relied upon in making or refraining from making, any decision. All material contained on the website is provided without any or warranty of any kind. You use the material on the website at your own discretion


CHANGE OF USE

Actuaria reserves the right to: (a) change or remove the website or any part of it without notice and you confirm that Actuaria shall not be liable to you for any such change or removal and (b) change these Terms and Conditions at any time, and your continued use of the website following any changes shall be deemed to be your acceptance of such change.


THIRD PARTY WEBSITES

Actuaria website may include links to third party websites that are controlled and maintained by others. You acknowledge and agree that: (a) we are not responsible for the content or availability of any such sites, (b) the provision of a link to such a website does not mean that we endorse that website (c) if you visit any website via a link on this website you do so at your own risk.


LINKS FROM OTHER WEBSITES

Any party wishing to link to this website is entitled to do so provided that: (a) you do not seek to imply that we are endorsing the services or products of another party unless this has been agreed with us in writing, (b) you do not misrepresent your relationship with this website and (c) the website from which you link to this website does not contain offensive or otherwise controversial content or, content that infringes any intellectual property rights or other rights of a third party (c) by linking to this website in breach of our terms, you shall indemnify us for any loss or damage suffered to this website as a result of such linking.


COPYRIGHT

All copyright, trade marks and all other intellectual property rights in the website and its content (including without limitation the website design, text, graphics and all software and source codes connected with the website) are owned by or licensed to Actuaria or otherwise used by Actuaria as permitted by law. In accessing the website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the website for personal, non-commercial home use only.


DISCLAIMERS AND LIMITATION OF LIABILITY

The website is provided on an "AS IS" and "AS AVAILABLE" basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy. To the extent permitted by law, Actuaria will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the website. Actuaria makes no warranty that the functionality of the website will be uninterrupted or error free, that defects will be corrected or that the website or the server that makes it available are free of viruses or anything else which may be harmful or destructive. Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of Actuaria for death or personal injury as a result of the negligence of Actuaria or that of its employees or agents.


INDEMNITY

You agree to indemnify and hold Actuaria and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against Actuaria arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this website.


SEVERANCE

If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.


WAIVER

If you breach these Conditions of Use and we take no action, we will still be entitled to use our rights and remedies in any other situation where you breach these Conditions of Use.


GOVERNING LAW

These Terms and Conditions shall be governed by and construed in accordance with the law of the State of Indiana and United States and you hereby submit to the exclusive jurisdiction of the United States courts.


For any further information please send us an email.